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Will selling a rental property trigger Capital Gains Tax?

26 January 2026 #

In most cases, Capital Gains Tax applies when selling an investment property. The amount depends on your purchase price, allowable expenses and ownership duration. You should always speak with a tax advisor or accountant before proceeding with a sale.

Do I need to give notice to my tenant before selling?

26 January 2026 #

If you intend to sell with vacant possession, correct notice must be served in line with current tenancy legislation. Incorrect notice can delay a sale or invalidate termination.

If selling with a tenant in situ, notice may not be required, but buyers must be informed of tenancy terms.

It’s always advisable to seek professional guidance before issuing notice.

How long does it usually take to sell a rental property?

26 January 2026 #

On average, a property can reach sale agreed within 3–6 weeks once correctly priced and marketed. However, this varies depending on location, condition, buyer demand and whether the property is sold vacant or with a tenant in place.

Is now a good time to sell a buy-to-let property in Celbridge or Lucan?

26 January 2026 #

In many cases, yes. Buyer demand remains strong in Celbridge and Lucan, particularly for well-located family homes. Many landlords are selling now ahead of regulatory changes while market conditions remain favourable.

A professional valuation will help determine the realistic sale price and ideal timing for your specific property.

Can I sell my rental property with a tenant still living there?

26 January 2026 #

Yes, you can sell a rental property with a tenant in situ in Ireland. However, this usually limits the buyer pool mainly to investors and may impact the achievable sale price depending on the rent level and lease terms.

Many landlords choose to sell with vacant possession where possible, as this opens the property to a wider range of buyers including families and first-time purchasers. Team Lorraine Mulligan can advise on the best strategy based on your property and tenancy situation.

Why are landlords selling rental properties in Ireland now?

26 January 2026 #

Many landlords are choosing to sell due to upcoming rental law changes taking effect from 2026, tighter rent controls, increased compliance requirements and uncertainty around long-term profitability. At the same time, property prices remain strong in many areas, making it an attractive moment to release equity.

In commuter locations such as Celbridge, Lucan and North Kildare, demand from owner-occupiers continues to support strong sales activity.

How will Budget 2026 affect the selling price of my home?

21 November 2025 #

Budget 2026 is expected to keep property prices in Ireland stable with potential for moderate growth, particularly in areas with high buyer demand and limited stock. Key budget measures—including the Help-to-Buy extension, mortgage relief, and incentives to keep landlords in the rental market—help support steady demand, which is positive for sellers.
Homes that are energy-efficient (BER A or B), modernised, or located near transport, schools, or town centres in areas like Lucan, Celbridge, Leixlip, and Kildare are likely to achieve the strongest prices. With more buyers encouraged back into the market, 2026 could be an excellent year to sell your home for a competitive price.

Thinking of selling your home in 2026?

Will Budget 2026 make it a good time to sell my home in Ireland?

21 November 2025 #

Budget 2026 is widely expected to create a strong environment for anyone planning to sell their home in Ireland in 2026. With the Help-to-Buy scheme extended to 2027 and the introduction of targeted mortgage interest relief, more first-time buyers and movers are likely to enter the market. This increased affordability boosts buyer confidence and leads to higher demand—especially in popular commuter locations such as Lucan, Celbridge, Leixlip, Maynooth, and Kildare, where supply remains limited.
For homeowners considering selling, Budget 2026 supports a stable and active Irish property market, meaning more viewings, more interest, and stronger offers throughout 2026.

Thinking of selling your home in 2026?

Do I have to pay Capital Gains Tax (CGT) when I sell?

17 August 2025 #

If you sell your investment property for more than you originally paid (including the cost of any qualifying improvements), you may be liable for Capital Gains Tax (CGT). In Ireland, the current CGT rate is 33% on the net gain.

To calculate your gain, subtract the original purchase price, along with any allowable expenses such as:

  • Legal and estate agent fees
  • Stamp duty from the original purchase
  • Qualifying capital improvements (e.g., renovations, extensions)
  • Advertising or marketing costs for the sale

It’s important to retain detailed records and receipts for any costs you plan to claim. If you’re unsure about your CGT liability, it’s best to consult a tax advisor or accountant who specialises in property sales.

Note that some sellers may qualify for reliefs or exemptions depending on their circumstances, such as Principal Private Residence Relief (if you lived in the property at any stage). Your accountant will determine if any reliefs apply.

Can I sell my investment property with tenants still living in it?

17 August 2025 #

Yes, you can legally sell an investment property with tenants still in place in Ireland. This approach often appeals to investor buyers who are looking for a ready-made rental income stream. In these cases, the new owner effectively steps into your role as landlord, and the existing lease and Residential Tenancies Board (RTB) registration remain valid.

However, it’s crucial to communicate openly with your tenants throughout the process. Let them know your intentions early, reassure them of their rights, and work with your estate agent to schedule viewings at convenient times. A good estate agent will act as a liaison between you and your tenants, helping to maintain goodwill and ensure minimal disruption while complying with all legal requirements.

Disclosing the full details of the tenancy—such as rent amount, duration, and tenant history—is essential. This transparency helps attract the right buyers and keeps the sale process compliant and efficient.

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